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Satoshi Kiyosaki

Cyber Liability for Companies Storing Data Across Borders

cyber insurance

Cyber Liability for Companies Storing Data Across Borders

Real-World Context policy nerd – Imagine a U.S.-based SaaS company that sells nationwide, backs up customer records in Canada for redundancy, and mirrors logs in ...

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Written by: Satoshi Kiyosaki

Published on: December 6, 2025

Cyber Insurance Guide for AI-Driven Businesses on Cloud Platforms

cyber insurance

Cyber Insurance Guide for AI-Driven Businesses on Cloud Platforms

Real-World Context policy nerd – A Seattle AI startup runs its entire product on AWS—training models with customer data, deploying inference endpoints behind APIs, and ...

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Written by: Satoshi Kiyosaki

Published on: December 5, 2025

How Quickly to Secure Cyber Insurance After a Security Incident?

cyber insurance

How Quickly to Secure Cyber Insurance After a Security Incident?

Real-World Context policy nerd – imagine a Main Street retailer in Ohio that discovers ransomware on a Monday morning, with point-of-sale systems locked and a ...

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Written by: Satoshi Kiyosaki

Published on: December 4, 2025

Phishing Breach: Navigating Cyber Insurance Claim Steps

cyber insurance

Phishing Breach: Navigating Cyber Insurance Claim Steps

Real-World Context policy nerd – A payroll manager in Ohio clicks a spoofed “DocuSign” email, enters credentials on a fake page, and within hours an ...

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Written by: Satoshi Kiyosaki

Published on: December 3, 2025

Discounts & Incentives for Businesses with Robust Cybersecurity

cyber insurance

Discounts & Incentives for Businesses with Robust Cybersecurity

Real-World Context policy nerd – A mid-sized accounting firm in Denver just renewed its cyber policy after rolling out multifactor authentication, endpoint detection and response, ...

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Written by: Satoshi Kiyosaki

Published on: December 2, 2025

How Cyber Risk Assessments Affect Your Insurance Premiums in 2025

cyber insurance

How Cyber Risk Assessments Affect Your Insurance Premiums in 2025

Real-World Context policy nerd – picture a small accounting firm in Arizona that added remote staff in 2024; a routine renewal now includes a 100‑question ...

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Written by: Satoshi Kiyosaki

Published on: November 30, 2025

Top Cyber Insurance Underwriting Questions to Be Ready For

cyber insurance

Top Cyber Insurance Underwriting Questions to Be Ready For

Real-World Context policy nerd – picture a 25-person accounting firm in Ohio that just switched to a new remote-access tool ahead of tax season; a ...

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Written by: Satoshi Kiyosaki

Published on: November 29, 2025

How Cyber Insurers Assess Security Controls for Policy Approval

cyber insurance

How Cyber Insurers Assess Security Controls for Policy Approval

Real-World Context policy nerd – a ten-person accounting firm in Ohio applied for cyber insurance and discovered that approval hinged on whether they enforced multi-factor ...

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Written by: Satoshi Kiyosaki

Published on: November 28, 2025

Key Cyber Insurance Exclusions All Businesses Need to Know

cyber insurance

Key Cyber Insurance Exclusions All Businesses Need to Know

Real-World Context policy nerd – A Main Street retail chain in Arizona discovers its point-of-sale tablets have been encrypted by ransomware the week before Black ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Cyber Insurance for Landlords & Property Managers: Online Rent

cyber insurance

Cyber Insurance for Landlords & Property Managers: Online Rent

Real-World Context policy nerd – imagine a small U.S. property management firm that moved all rent collection to an online portal to cut paper checks ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

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PolicyNerd is dedicated to unlocking insurance education for everyone. We believe insurance should be accessible, transparent, and easy to understand, no matter your background. Our mission is to provide plain-language, unbiased insights and practical guides covering the most relevant insurance topics for today’s world—from cyber protection, climate risk, and health tech, to travel insurance for digital nomads.

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