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cyber insurance

Key Cyber Insurance Exclusions All Businesses Need to Know

cyber insurance

Key Cyber Insurance Exclusions All Businesses Need to Know

Real-World Context policy nerd – A Main Street retail chain in Arizona discovers its point-of-sale tablets have been encrypted by ransomware the week before Black ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Cyber Insurance for Landlords & Property Managers: Online Rent

cyber insurance

Cyber Insurance for Landlords & Property Managers: Online Rent

Real-World Context policy nerd – imagine a small U.S. property management firm that moved all rent collection to an online portal to cut paper checks ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Cyber Liability Risks for Medical Clinics Using EHR Systems

cyber insurance

Cyber Liability Risks for Medical Clinics Using EHR Systems

Real-World Context policy nerd – In a suburban Ohio primary care clinic, a routine EHR update sparked a wider vendor outage that left staff locked ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Cyber Insurance to Protect Schools and Educational Institutions

cyber insurance

Cyber Insurance to Protect Schools and Educational Institutions

Real-World Context policy nerd – A K–12 district in the Midwest wakes up to locked servers, a ransom note, and phones ringing off the hook ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Claim and Use Travel Insurance 2025: Remote Workers & Freelancers

cyber insurance

Claim and Use Travel Insurance 2025: Remote Workers & Freelancers

Real-World Context policy nerd – you’re a U.S.-based freelancer bouncing between Denver, Miami, and Mexico City for short projects, carrying a laptop, camera gear, and ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Digital Nomad Travel Insurance: Must-Have Coverage, Global Risks

cyber insurance

Digital Nomad Travel Insurance: Must-Have Coverage, Global Risks

Real-World Context policy nerd – Imagine a U.S.-based product designer who rotates between Austin, Lisbon, and Bali while keeping a full-time remote job; a sprained ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Top 10 US Cyber Insurance Providers: Features, Pricing & Claims

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Top 10 US Cyber Insurance Providers: Features, Pricing & Claims

Policy nerd – Ransomware, wire fraud, and privacy lawsuits are hitting US organizations of every size—from solo freelancers to school districts and hospitals. The FBI’s ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Cyber Liability vs Data Breach Coverage: Definitions & Use Cases

cyber insuranceGuide

Cyber Liability vs Data Breach Coverage: Definitions & Use Cases

Policy nerd – Cybercrime losses reported to US authorities have surged, disrupting small clinics, law firms, retailers, SaaS startups, and nonprofits—often with six-figure response costs ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

2025 Cyber Insurance Costs & Coverage for US Small Businesses

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2025 Cyber Insurance Costs & Coverage for US Small Businesses

Policy nerd – Cyber attacks against U.S. small and midsize businesses (SMBs) keep climbing, with phishing, business email compromise, and ransomware now disrupting day-to-day operations, ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

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PolicyNerd is dedicated to unlocking insurance education for everyone. We believe insurance should be accessible, transparent, and easy to understand, no matter your background. Our mission is to provide plain-language, unbiased insights and practical guides covering the most relevant insurance topics for today’s world—from cyber protection, climate risk, and health tech, to travel insurance for digital nomads.

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