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Guide

US Insurance Myths Debunked: FAQs and Facts for Consumers

Guide

US Insurance Myths Debunked: FAQs and Facts for Consumers

Real-World Context policy nerd – you scroll insurance forums after your renewal jumps 18%, see friends debating “full coverage,” and wonder if renters insurance replaces ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Plain-English Insurance Policy Comparison: Templates & Checklists

Guide

Plain-English Insurance Policy Comparison: Templates & Checklists

Real-World Context policy nerd – you’re shopping online for insurance after your renewal notice jumps by hundreds of dollars, and the quotes look like alphabet ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Insurance Regulation 2025: Mastering Compliance, State Laws

Guide

Insurance Regulation 2025: Mastering Compliance, State Laws

Real-World Context policy nerd – It’s early 2025 and a Denver food-truck owner expanding into Wyoming, a first-time Florida homeowner facing a nonrenewal after back-to-back ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Exotic Pet Insurance Tips for Birds, Reptiles and Small Mammals

Guidepet insurance

Exotic Pet Insurance Tips for Birds, Reptiles and Small Mammals

Real-World Context Policy nerd – Across the United States, more households are welcoming parrots, bearded dragons, ball pythons, rabbits, ferrets, guinea pigs, and other small ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Best Pet Insurance for Senior Dogs: Preexisting Conditions Guide

Guidepet insurance

Best Pet Insurance for Senior Dogs: Preexisting Conditions Guide

Real-life context: Why senior dogs face higher risk now Veterinary costs are rising. The U.S. Bureau of Labor Statistics shows veterinary services inflation hovering in ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

US Pet Insurance Guide 2025: Plans, Providers, What's Covered

Guidepet insurance

US Pet Insurance Guide 2025: Plans, Providers, What’s Covered

Real-life context: Why pet insurance matters in 2025 Veterinary inflation is real. The U.S. Bureau of Labor Statistics’ Veterinary Services CPI shows sustained year-over-year price ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Surplus Lines Insurance: Vacant Homes, Flood Zones, Unique Risks

Guidesurplus lines insurance

Surplus Lines Insurance: Vacant Homes, Flood Zones, Unique Risks

Real-world context: Why these risks are rising Climate-driven property risk is increasing. The Swiss Re Institute reports U.S. severe convective storms drove a record ~$60B ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Surplus Lines vs Standard Insurance: Key Differences, Pros & Cons

Guidesurplus lines insurance

Surplus Lines vs Standard Insurance: Key Differences, Pros & Cons

Real-world context: why this matters now Climate and catastrophe pressure: More frequent, severe wind, wildfire, convective storms, and flood events are pushing admitted carriers to ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Surplus Lines Insurance Policies: Guide for Hard-to-Insure Risks

Guidesurplus lines insurance

Surplus Lines Insurance Policies: Guide for Hard-to-Insure Risks

Real-world context: why surplus lines matters now Climate-driven property losses: Wildfire, flood, convective storms, and secondary perils continue to pressure standard carriers, especially in CA, ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Telemedicine Coverage: What’s Included, Gaps & Top US Providers

Guidehealth tech insurance

Telemedicine Coverage: What’s Included, Gaps & Top US Providers

Why telemedicine coverage matters now Policy nerd – Virtual care is no longer a pandemic stopgap—it’s become a mainstream front door to healthcare. Primary care ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

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PolicyNerd is dedicated to unlocking insurance education for everyone. We believe insurance should be accessible, transparent, and easy to understand, no matter your background. Our mission is to provide plain-language, unbiased insights and practical guides covering the most relevant insurance topics for today’s world—from cyber protection, climate risk, and health tech, to travel insurance for digital nomads.

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