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How Cyber Insurers Assess Security Controls for Policy Approval

cyber insurance

How Cyber Insurers Assess Security Controls for Policy Approval

Real-World Context policy nerd – a ten-person accounting firm in Ohio applied for cyber insurance and discovered that approval hinged on whether they enforced multi-factor ...

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Written by: Satoshi Kiyosaki

Published on: November 28, 2025

Key Cyber Insurance Exclusions All Businesses Need to Know

cyber insurance

Key Cyber Insurance Exclusions All Businesses Need to Know

Real-World Context policy nerd – A Main Street retail chain in Arizona discovers its point-of-sale tablets have been encrypted by ransomware the week before Black ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Cyber Insurance for Landlords & Property Managers: Online Rent

cyber insurance

Cyber Insurance for Landlords & Property Managers: Online Rent

Real-World Context policy nerd – imagine a small U.S. property management firm that moved all rent collection to an online portal to cut paper checks ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Cyber Liability Risks for Medical Clinics Using EHR Systems

cyber insurance

Cyber Liability Risks for Medical Clinics Using EHR Systems

Real-World Context policy nerd – In a suburban Ohio primary care clinic, a routine EHR update sparked a wider vendor outage that left staff locked ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Cyber Insurance to Protect Schools and Educational Institutions

cyber insurance

Cyber Insurance to Protect Schools and Educational Institutions

Real-World Context policy nerd – A K–12 district in the Midwest wakes up to locked servers, a ransom note, and phones ringing off the hook ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

US Insurance Myths Debunked: FAQs and Facts for Consumers

Guide

US Insurance Myths Debunked: FAQs and Facts for Consumers

Real-World Context policy nerd – you scroll insurance forums after your renewal jumps 18%, see friends debating “full coverage,” and wonder if renters insurance replaces ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Plain-English Insurance Policy Comparison: Templates & Checklists

Guide

Plain-English Insurance Policy Comparison: Templates & Checklists

Real-World Context policy nerd – you’re shopping online for insurance after your renewal notice jumps by hundreds of dollars, and the quotes look like alphabet ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Insurance Regulation 2025: Mastering Compliance, State Laws

Guide

Insurance Regulation 2025: Mastering Compliance, State Laws

Real-World Context policy nerd – It’s early 2025 and a Denver food-truck owner expanding into Wyoming, a first-time Florida homeowner facing a nonrenewal after back-to-back ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Travel Insurance: Exclusions, Red Flags, Choose the Right Policy

travel insurance digital nomad

Travel Insurance: Exclusions, Red Flags, Choose the Right Policy

Real-World Context policy nerd – You finally booked that dream cruise from Miami to the Caribbean, but a winter storm closes your departure airport and ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

Claim and Use Travel Insurance 2025: Remote Workers & Freelancers

cyber insurance

Claim and Use Travel Insurance 2025: Remote Workers & Freelancers

Real-World Context policy nerd – you’re a U.S.-based freelancer bouncing between Denver, Miami, and Mexico City for short projects, carrying a laptop, camera gear, and ...

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Written by: Satoshi Kiyosaki

Published on: November 27, 2025

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PolicyNerd is dedicated to unlocking insurance education for everyone. We believe insurance should be accessible, transparent, and easy to understand, no matter your background. Our mission is to provide plain-language, unbiased insights and practical guides covering the most relevant insurance topics for today’s world—from cyber protection, climate risk, and health tech, to travel insurance for digital nomads.

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